Cash App Loan Eligibility Kya Hai Aur Loan Kaise Le Sakte Hain?
 |
| Cash App Loan Eligibility Kya Hai Aur Loan Kaise Le Sakte Hain? | LoansBima.com |
Doston, aajkal paise ki zarurat padne par hum sab bank ke chakkar lagane ke bajaye apne phone se hi solutions dhundhte hain, hai na? Cash App ek aisa app hai jise aap kabhi bhi jrurat kaise samaye paise ke skate hai, paise bhejne, lene, aur thodi investment ke liye perfect. Par isme ek aur acchi baat hai: yeh chhote chhote loans bhi deta hai! Haan, sahi suna, 2000 ₹ se 20000 ₹ tak ka loan mil sakta hai. Lekin yeh har kisi liye nahi hota. Toh chalo shuru karte hain Cash App loan eligibility kya hai? Or Cash App se loan kaise lete hain? Yeh article aapko pura process samjhayega, bilkul simple zubaan mein.
More Information Check Out More Post
Cash App Kya Hai?
Dosto Pehle toh yeh samajh lo ki Cash App kya hai. Yeh ek mobile app hai jisse aap apne doston or family ko paise bhej sakte ho, bill split kar sakte ho, ya apne bank account se cash nikal sakte ho. Iske saath hi ek "Borrow" feature hai, jisme chhote chhote loans milte hain agar aap lucky ho. Yeh feature un logon ke liye hai jo kabhi emergency mein phas jate hain, jaise phone ka bill payment bharna ho ya grocery shopping ke liye thodi cash chahiye ho .
Cash App Loan Ke Liye Eligible Kaise Bana jata hai?
Ab seedha mudde pe aate hain or jante hai loan kisi mil skta hai—"Cash App loan eligibility kya hai?" Yeh loan har kisi ko nahi milta, dosto kuch conditions hain jo poori karni padti hain. Chalo, ek-ek karke dekhte hain or jante hai:
1. App Ko Regular Use Karo:
Agar tum Cash App ko sirf ek baar kholke bhool jate ho or kabhi kabi use krte ho, toh bhool jao loan aapko milega. App ka algorithm kuch aisa banaya gya ye chahte hain ki tum isse har roz ya har hafta me use karo, ya kisi ko paise bhejo, lo, ya Cash App Card se shopping karo. Agar aap Regular user banoge toh chances badhenge loan ke.
2. Direct Deposit Daalo:
Agar tum apni salary ya koi regular income (kam se kam 1 lakh mahine ka) Cash App mein daalte ho, toh yeh bada plus point hai aapke liye. Yeh ek tarah se unhe yakeen dilata hai ki tum loan wapas kar doge or company ko lagta hai ki aapka lende aachha.
3. Eligibility City And State?:
Yeh feature abhi sab jagah nahi hai. America ke kuch states jaise California, Texas, ya New York mein hi zyada chal raha hai. Agar tum kisi aur state mein ho, toh shayad luck nahi khulega.
4. Credit History Thodi Dekhte Hain:
Officially toh yeh log credit score ke baare mein nahi bolte, par thodi checking hoti hai. Agar tumne pehle loans time pe bhare hain, toh yeh tumhare liye achha hai nahi toh loan Milne me thoda samaye ya dikkat ka samna Krna padta hai.
5. Cash App Card Hona Chahiye:
Agar aap ke paas Cash App Card hai aur tum uska istemaal karte ho, toh yeh bhi ek sign hai ki tum serious user ho. Card nahi hai? Toh pehle banwa lo! Isme jyada samaye nahi lagta
6. Eligibility Age aur Verification:
Tumhari umar 18 se upar honi chahiye, aur account fully verified hona chahiye. Koi problem wala account ho toh loan ka sapna chhod do kyo isme aapka bhot time jayar hoga.
Agar yeh sab cheeze match karti hain, toh Cash App khud decide karta hai ki tumhe "Borrow" option dikhana hai ya nahi. App kholo, agar aapko borrow option dikha toh mazaa aa jayega—nahi toh thodi mehnat karni padegi loan prapt karne ke liye.
Cash App Se Loan Kaise Le?
Ab man lo tum eligible ho—congrats! Ab *Cash App se loan kaise lenge?* Yeh raha step-by-step plan, bilkul aasaan:
Step 1: Cash App Open Kro
Apna Cash App phone mein kholo. Latest version hona chahiye, warna update kar lo kyo ki update version sub option available hote hai.Step 2: Borrow Ka Option Dekho
Home screen pe scroll karo ya "Banking" wale section mein jao. Agar "Borrow" ka option dikhta hai, toh samjho tum game mein ho. Nahi dikha? Toh thoda wait karna padega.Step 3: Unlock Karo
"Borrow" pe tap karo, aur "Unlock" pe click karo. Yeh batayega ki tum kitna loan le sakte ho—2000 ₹ se 20000 ₹ ke beech kuch bhi ho sakta hai ye amount aapko dollar me show hoga, jo tumhare app usage pe depend karta hai kitna loan milega.Step 4: Apni Needs Ke Hisab se Amount Chuno
Dosto Jitna chahiye, utna select karo. Maan lo 5000 chahiye, toh bas wahi tap kar do. Zyada greed mat karna, maximum 20000 hi hai!
Step 5: Repayment Kaise Kare?
Loan lene ke baad 4 hafte mein wapas karna hai, aur 5% fee bhi lagegi. Yani 10000 liye toh 10500 wapas karne padenge. Plan bana lo ki kaise repay karoge.Step 6: Terms Padho Achhe Pade
Ek chhota sa agreement aayega—isko padhna mat bhoolna. Isme due date, fees, aur late hone ka penalty likha hota hai. Sab theek lage toh "Accept" dabao.Step 7: Cash App Paise Lo
Bas, accept karte hi paise tumhare Cash App balance mein aa jayenge. Chahe bank mein bhejo ya card se kharcho—tumhari marzi!Fees Aur Rules Kya Hain?
- Cash App ka loan chhota aur simple hai, par thodi cost bhi hai:
- 5% Fee: Har loan pe 5% extra dena padta hai. 20000 liye toh 2000 fee.
- 4 Hafte Ka Time: Ek mahine mein wapas karna zaroori hai loan ka paisa.
- Late Fee: Agar 4 hafte + 1 hafta grace period ke baad bhi nahi diya, toh har hafta 1.25% extra lagega.
- Yeh traditional payday loans se sasta hai (jo kabhi 400% tak interest lete hain), par bank loans se thoda costly hai.
Agar Eligible Nahi Hue Toh?
Agar "Borrow" option nahi dikha, toh tension mat lo. Yeh kar sakte ho:App ko regular use karo.
Har mahine thoda deposit daalo.
Cash App Card se kharche karo.
Phir bhi na mile toh Viva Paydays ya Heart Paydays jaise apps dekho—yeh 10000 se 5,00000 tak dete hain, aur thodi flexibility bhi hai.
0 Comments